When Karen Greenberg’s son Ricky was diagnosed with autism back in 1990, she had two reactions. As a mother, she was determined to provide Ricky with the best possible care. As a CERTIFIED FINANCIAL PLANNER™ professional, she was determined to provide him with a lifetime of financial support as well, even after she herself had passed away. “In all my years of training and practice, I had never encountered this situation before,” Greenberg recalls. “I realized I had no idea how to secure the future for my son, who would need financial help for the rest of his life.”