She and her husband are both lawyers; after Ryan's autism was diagnosed five years ago they sold their house, downsized and sacrificed to cover costs.
"It's not like you read your insurance policy and you can see a specific exclusion," Lorri Unumb says of the early days after Ryan's diagnosis. "We submitted bills, and we'd get denials back that said 'experimental... denied,' or 'provided by a non-licensed provider... denied.' Or sometimes the insurance companies would say 'this therapy is educational in nature, not medical... denied.'"
As a lawyer and a law professor, Unumb decided to do something about it, to force insurance companies in South Carolina to cover autism.